Debt recovery

Why debt recovery?

In the current economic context, positive cash flow is essential to business continuity. Among the multitude of suppliers and customers, there are often delays in payments or even non-payment of debt. The lack of time for entrepreneurs also causes the lack of debt collection, with negative and even irremediable effects. Here we find the necessity of outsourcing this activity, being imperiously needed the expertise and involvement of some debt recovery (debt collection) specialists.

The debt recovery can be made in two ways: either through amiable (extrajudicial) negotiations, or through court and bailiffs. It is essential to achieve the debt recovery, therefore the chosen methods and strategies of negotiation with debtors must be carefully chosen.

There may be several inconveniences in the debt recovery, some of them being of legal nature (prescription) and others of conventional nature (the debtors opposition). In order not to risk the loss of your debt or falling out of the legal rights, you will need the specialized assistance of debt recovery professionals.

Debt recovery strategies need to be tailored according to certain specific criteria, such as the debtors profile, the amount of the debt, the debtors attitude, the solvency of the debtor, the nature of the debt and other criteria. These are carefully watched by the AS Recover team in order to plan the optimal recovery strategy.


We optimize the cash flow of the companies                

Cash flow is the difference between cash inflows and outflows made by a company during a financial year. Inflows are represented by the companys cashings from customers or debtors, and outflows are money paid on salaries, rents, services, materials etc. Therefore, cash flow is the blood flowing through any business. In order to have a positive cash flow, any company needs to earn constant income; debt recovery intervenes and ensures that this constant remains positive and long-term. Thus, debt recovery fiscally optimizes cash inflows within a company; entrepreneurs should resort to these services not only when they have default situations from the debtors, but in advance, by allowing time for debt recovery specialists to perform due diligence services, preventing tense situations.



Our team of lawyers abides by the obligations of good faith, confidentiality and transparency, having a professional attitude in the negotiations conducted on behalf of the clients. It is important the stage of the negotiations, being an extrajudicial phase, which can save the client from costs generated by a judicial lawsuit.

Our main interest is the recovery of the debt with celerity and the avoidance of a long trial on behalf of the client. Thus, we strategically pursue the winning of negotiations and the amiable recovery of the debt.


Payment subpoena

The payment subpoena is the official notice transmitted to the debtor in order to pay the debt to the creditor. The  subpoena is communicated either by the bailiff or directly through registered letter with declared content. Through the subpoena, the debtor is asked to pay the debt, according to art. 1014 of the Code of Civil Procedure, within 15 days since the reception.

The subpoena interrupts the extinctive prescription, thus enabling us to quickly save the right to debt. It is important to note that the non-fulfillment of the preceding procedure leads to the rejection as inadmissible of a payment ordinance.


Payment ordinance

The procedure has the role of preventing a complete common law trial, being built specifically for the debt recovery through the court. This is a litigation procedure and applies to certain, liquid and due claims.

Our lawyers will introduce the payment ordinance to recover the debt if your debtor has not responded positively to the negotiations or to the payment subpoena.

The ordinance is judged with the parties citation, here being present our lawyer who will represent your cause. The procedure is contradictory, being mandatory the contestation; if not made, it can be considered a recognition of the claims. However, if the contestation is not introduced for non-imputable reasons, the debtor may request the restoring in due time.

After the settlement of the payment ordinance by the the court, depending on your attitude or the debtors, a contestation, contestation in annulment  or contestation of the execution can be introduced.

We notice that there are multiple situations and complications that can occur during the procedure, hence the imperious need to have specialized assistance in the recovery of the debt, even from the incipient phases.


Soft collection

AS Credit Recover has long-term partnerships for the outsource of debt collection, thus optimizing the costs and the time required for amiable debt recovery.

The amiable debt recovery (soft collection) is usually done in 30 or 50 days, thus not affecting your contractual relationships with your business partners, thereby streamlining your cash flow.


National coverage

AS Credit Recover provides national coverage for debt recovery and enforcement services, covering all courts of appeal in Romania, with a national network of bailiffs. As a rule, our team works without a fee in advance.